It's a smart idea to have a credit cards, but you don’t necessarily need one to shop on Wayfair. You can also get cash back with a cash back option. Wayfair isn't the only online store that offers cash back, however. Pottery Barn and West Elm also offer 10% cash back.
Wayfair offers a store-credit card
Wayfair offers a store card that can both be used for online and offline purchases. Wayfair's credit card doesn't have an annual fee. However you must pay off the entire balance in six to twelve month to avoid being charged interest. The credit card has a rewards program. Depending on the amount of purchase, you can earn up to 3 percent cash back on your purchases.
Comenity Bank issued the Wayfair credit cards. It has a 0% introductory APR on new purchases for 24 months, and a $40 signup bonus when you spend at least $250. The card has no annual fee and doesn't require a credit review.
It offers a loyalty programme
Wayfair offers a loyalty credit card program that earns you up to 5% in rewards for qualifying retail purchases The rewards can be used toward future purchases and cannot be transferred to other programs or used as cash or gift cards. You can redeem your points by using the credit card at check out. There are special financing options available. You can earn up to $2,500 in rewards each month.
This program is intended to attract the most loyal customers, entice them into becoming members, and keep them engaged for many years. The program also helps create brand advocates. Wayfair's program leverages its technology and visual merchandising to create a unique experience that its customers will enjoy.